Motor Vehicle Accident?

If you've recently been involved in a car accident in Kansas, it's essential to understand how Personal Injury Protection (PIP) insurance can assist in covering chiropractic care.

What Is PIP Insurance?

Kansas operates under a no-fault insurance system, meaning your own insurance covers medical expenses, regardless of who caused the accident. PIP insurance is mandatory for all drivers and provides coverage for medical bills, lost wages, and essential services. The minimum required coverage is $4,500 per person for medical expenses, which can include chiropractic care.

How Chiropractic Care Is Covered

Chiropractic services are considered valid medical expenses under PIP and can include:

  • Spinal adjustments

  • Physical therapy

  • Diagnostic testing

  • Rehabilitation therapies

These treatments can help alleviate pain, restore mobility, and support your recovery process.

Steps to Utilize Your PIP for Chiropractic Care

  1. Seek Medical Attention Promptly: Even if you don't feel immediate pain, it's crucial to consult a chiropractor or healthcare provider within 14 days of the accident. Delaying treatment may result in denial of your PIP benefits

  2. Provide Your PIP Information: Share your PIP insurance details with our office during your visit. We'll assist in submitting the claim to your insurance provider

  3. Maintain Detailed Records: Keep a log of all treatments, including dates, services rendered, and associated costs. This documentation is vital for substantiating your claim

  4. Understand Your Coverage Limits: The standard PIP coverage is $4,500. If additional coverage is available, consider increasing your limit to better accommodate your chiropractic care needs.

Why Choose Chiropractic Care After an Accident?

Chiropractic care can effectively address injuries commonly sustained in car accidents, such as:

  • Whiplash

  • Neck and back pain

  • Headaches

  • Muscle spasms

  • Reduced mobility

By initiating chiropractic treatment promptly, you can enhance your recovery and reduce the risk of long-term complications.

Ready to Start Your Recovery?

Contact our office today to schedule an appointment or to discuss how we can assist you in utilizing your PIP benefits for chiropractic care.

Your health and well-being are our top priorities. Let us help you get back to feeling your best.